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The world of annuities can be very confusing to most people. I personally do not blame that confusion on those who are investigating this great addition to their portfolios. I blame the professionals that make it confusing to those that are seeking the information. Annuities, especially Fixed Indexed Annuities, are amazingly easy to understand.
There are approximately 200 different annuity companies in the marketplace. Each one of those annuity companies have anywhere from 5-20 different annuities, and each of those annuities can come with different sub-categories and options. So, on the low end that is 1,000 different annuities that you can choose from. How are you supposed to know which annuity is right for you?
To start, this is why it’s important that you deal with an annuity expert. Meaning, someone who only deals in annuities and safe-money products. I am not securities licensed. I am not a CPA. I am not an attorney. I know a lot about these different areas, but the rules change so often that I could never be proficient in all of them. And it is no different than going to a CFP, a CPA, or an attorney and asking them about the subject of annuities. I am sure they know about them, but not to the extent that an expert who only deals with annuities will know. I am an advocate of having a separate person in each one of these categories who is an expert.Today, I would like to give you a list of the pros and cons of Index annuities so you will know for yourself what is hype, and what is the actual truth about these products.
For further information on the other types of annuities, please reference my “Annuity Atlas” guide and my “Truth About Variable Annuities” guide. Also, please call me directly with any questions, or to discuss your desired outcomes for your personal wealth accumulation and retirement plans so we can pinpoint the perfect safe-money strategy for you.
I wrote this 100% FREE guide to help you understand how to use annuities to get the most money while protecting your assets in retirement.