In video 4, I go through a case study with Tom and Sarah. They weren’t worried about running out of money—they had a successful business, rental income, and a solid nest egg. But they were tired of riding the market roller coaster and didn’t want to lose what they’d built.

In this video, I show how we used the “flex strategy” to protect their money from downturns while keeping growth opportunities on the table. It’s a great example of how annuities aren’t just for people worried about income—they’re also for people who want more control and less stress.

Here's what I cover:

• Why wealthy clients still need to de-risk part of their portfolio
• How a fixed indexed annuity acts as a “safe bucket” during market downturns
• The surprising cost of bond portfolios—and how to eliminate those fees
• How to reduce sequence of returns risk while keeping upside potential
• When flexible withdrawals make more sense than income riders
• Why net worth means nothing if you can’t access the money
• How this strategy protected 40% of their portfolio and still allowed for long-term growth

Ready To Continue? Watch Any Other Video In The Series